Prepaid Expense and Reimbursement Card Platform

SBI PERC

PERC (Prepaid Expense and Reimbursement Card Platform) is a flagship offering by BTPL, designed to revolutionize expense management for enterprises in the BFSI sector. PERC provides a fully digital platform that simplifies reimbursements, advances, and incentives by leveraging prepaid card solutions. From seamless corporate onboarding to real-time fund loading and usage tracking, PERC enables organizations to achieve efficiency and control over their financial workflows.

Complete Customisation


The platform allows unlimited hyper-personalized card usage, tailored for specific employee roles such as field agents, drivers, or sales teams. For example, meal-only cards can be issued for tax-saving purposes, while driver cards control expenses related to fuel and food. Corporates can access detailed dashboards and MIS reports to track active cards, utilization rates, and fund allocation, providing complete transparency.

PERC supports multiple deployment models—on-premises, cloud, and SaaS—ensuring scalability and flexibility. It is backed by bank-grade security, making it a trusted choice for expense automation across large organizations.